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Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial.

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Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand.

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There are thousands of credit cards out there to choose from.

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Credit Card Balance Transfers Offers - Halifax Flexicard Credit Card â€" How to Apply? - TSC. The result of an application is mostly based on your credit score, although other factors are. Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. This method requires you to find a card that's suitable for someone with low credit. When looking for a credit card for travel, it's important to determine which benefits are right for you. If you've got a couple of different credit cards, you might move your balance around if the right offer appears that will help you save money on interest.